Key Insights From This Interview 10xbanking is not your average provider of Cloud-based banking Software-as-a-Service (SaaS). The company is the brainchild of former Barclays Group CEO Antony Jenkins, who has since leaving the British bank in 2015 embraced the idea of transforming the industry by full digitisation of its infrastructure and operating platforms. 10x hasContinue reading “10x lowers the cost of curiosity about digital transformation”
The start-up bank that uses data to get close to its customers (but not too close) There is no shortage of challenger banks and neo-banks but it is often hard to discern what is being challenged or what is genuinely new. Most are doing nothing more disruptive than creaming off revenues established banks are tooContinue reading “The start-up bank that uses data to get close to its customers (but not too close)”
New financial markets need merchant banks and Greengage intends to prove that crypto-currencies are no exception Greengage, which has been active in the crypto-currency markets for the last three years, has set itself a new mission: to become the merchant bank that channels the fiat currency deposits of crypto-currency exchanges to small and medium sizedContinue reading “New financial markets need merchant banks and Greengage intends to prove that crypto-currencies are no exception ￼”
The much-heralded arrival of Open Banking has proved a disappointment. Neither the second iteration of the Payment Services Directive (PSD II), nor the concomitant efforts of the Competition and Markets Authority (CMA) to use digital technology to widen consumer choice and improve customer experience in retail banking, have had much effect.
A Future of Finance webinar with trade finance bankers, corporates, technology vendors and fintechs. Thursday June 17 2021, 14.00 – 15.00 UK time Questions posed from the October 2020 discussion and will provide the framework for the June 2021 discussion: How can digital technology help trade finance restore lost capacity? What can regulators do toContinue reading “Greensill is gone but bad habits in trade finance have not (17th June 2021)”
StepLadder is a fintech start-up currently embarked on a crowd-funding campaign to fuel its growth as a peer-to-peer borrowing and lending platform for first-time buyers. The company is currently growing its membership by 13 per cent a month and already planning to extend its techniques and technology beyond the housing market. Join the founders atContinue reading “A Future of Finance Case Study: How peer-to-peer lending platform StepLadder raised money, built its platform and went to market (6th May 2021)”
A Future of Finance webinar with SME banks, regulators, academics and challengers to the status quo. The banking industry in the United Kingdom is so consolidated that it is not surprising the Treasury and the Bank of England identified competition as the most urgent need in the wake of the great financial crisis of 2007-08.Continue reading “The most innovative banks in the United Kingdom are not who you think they are (15th April 2021)”