Tag Archives: Challenger Banks

The start-up bank that uses data to get close to its customers (but not too close) There is no shortage of challenger banks and neo-banks but it is often hard to discern what is being challenged or what is genuinely new. Most are doing nothing more disruptive than creaming off revenues established banks are tooContinue reading “The start-up bank that uses data to get close to its customers (but not too close)”

New financial markets need merchant banks and Greengage intends to prove that crypto-currencies are no exception  Greengage, which has been active in the crypto-currency markets for the last three years, has set itself a new mission: to become the merchant bank that channels the fiat currency deposits of crypto-currency exchanges to small and medium sizedContinue reading “New financial markets need merchant banks and Greengage intends to prove that crypto-currencies are no exception ”

The much-heralded arrival of Open Banking has proved a disappointment. Neither the second iteration of the Payment Services Directive (PSD II), nor the concomitant efforts of the Competition and Markets Authority (CMA) to use digital technology to widen consumer choice and improve customer experience in retail banking, have had much effect.